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Security in life is an aspect that should not be overlooked and insurance is a way of leading a secure life. It is especially a means of protection from any form of financial loss. Insurance primarily functions on the concept of risk management and provide us with a safe and care-free life. Our life is full of sudden changes and unforeseen risks and thus to shield one’s self and the family, we rely on insurance “If a child, a spouse, a life partner, or a parent depends on you and your income, you need life insurance.” - Suze Orman